Used Car Financing Options in Mesa, AZ

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Thinking about changing up your ride for a new used car, truck or SUV? Wondering what your current vehicle is worth? A lot goes into making that purchase decision and USA Auto AZ can help.
We’ve been serving Arizona families and out-of-towners with all of their used car needs for decades – from buying or trading in a used car to repairing or maintaining their vehicle.

More Ways to Finance Your Dream Car, Truck or SUV

Knowing your buying power before you ever set foot on our large inventory lot not only saves you time and money, but minimizes the hassle in discovering what the right vehicle is for you.

Car Financing Research Tips

We invite you to explore the many ways we have to help you finance your next vehicle. In fact, there’s an art to buying a used car or truck. Use the following questions as a formula to find a personalized solution:

  1. How much cash do I want to put towards a car?
  2. What kind of monthly payment, if any, am I comfortable with?
  3. How long do I want to finance a truck, SUV, or car?
  4. What is the maximum length of time I want to make financing payments for?
  5. What kinds of resources are available for repairs?

We make it easy for you to get answers to these questions, simply by utilizing our used car financing tools.

Used Car Financing Tools

Not only can you use our site to browse our vehicle inventory before you stop in, but you can also apply for financing, calculate car payment costs, and see how much your current vehicle is worth.

Scroll below to get started and figure out which used car financing option is right for you. It could be the good news you’ve been waiting for!

Apply for Financing

Even if you have bad credit or no credit, our goal is to get you financed to take home a used vehicle. The same goes if you’ve had a bankruptcy or a car repossessed in the past. We’ll go the extra mile to help you get into your next vehicle.

Calculate Trade-In Value

Want to trade in your vehicle to help you pay for a newer used vehicle? Appraise the value of your trade-in now by filling out some simple information on our online form. That way, you’ll have a better idea of your buying power.

$1000 Down and It’s Yours

Strong believer in the phrase “cash is king?” Then you probably have this obsession with holding onto your cold, hard cash. We get that, which is why we’ve created the $1000 Down Drive program. It’s amazing how far a little down can get you.

Affordability Factor

There are good surprises and then, not so much. By using our auto financing calculator, you can help take some of the guesswork out of knowing what you can afford. Then search our inventory online to find your favorites.

Repair and Maintenance

Not only do we offer up to 80 different preowned vehicles on our lot, but we also do repairs and routine maintenance on site. Our highly skilled technicians are trained in all makes and models. To learn more about how we service our vehicles, just ask.



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