Category: Financing

Are You Considering Buying a Used Car in Arizona?

Your vehicle is one of the most important purchases you will ever make. It will determine how you get to work, how much room you have for family, and even the amount you spend on gas each month. As such, it requires careful consideration and planning. When you find the perfect vehicle, it’s time to think about how you will finance it. Several factors will determine how much you will be able to borrow, the interest rate you will pay, and your other payment terms. Here’s everything you need to know about Mesa, AZ used car auto loans so that you can drive away in the car of your dreams – at a price you can afford. The Advantages of Used Car Loans One of the biggest dilemmas consumers face when considering a new vehicle is the “cash versus finance” question. In reality, very few people have the resources to … Read More

Protection Plan Options For Your Used Vehicle Purchase

Every car buyer looks for reliability in a vehicle purchase, but even the most reliable and well-built vehicles can suffer unpredictable damage from accidents and wear-and-tear. While most new car purchases typically include some type of warranty coverage, used cars generally do not unless a seller or dealership(like us) offers some type of promotion. Many cars will not qualify for warranty coverage, but if a used car seller offers extended warranty protection on a used vehicle, it may be worth considering. Warranty Options For Used Vehicles Most used vehicle purchases will not offer any kind of warranty except perhaps a free year or two of oil changes and inspections, but that does not mean warranties are completely unavailable for used vehicle purchases. Some insurance carriers offer extended warranties (also commonly called vehicle service contracts) for used vehicles, but these carriers generally restrict which vehicles qualify for warranty coverage. While it … Read More

Getting Approved for Used Car Financing After Being Turned Down at an Auto Dealership

Find Used Car Financing After Being Turned Down Elsewhere If you’re in need of a vehicle and you’ve already been turned down for financing at a major dealership, is all hope lost? No, not at all. If you have a trade-in or a small down payment, there is still a chance you could be approved for a loan to take home a reliable preowned vehicle. Yes, this is all possible even if you have poor credit or no credit. There are some dealers that are more willing to work with you and that have more flexibility than the most of major auto dealerships around town. This article will cover the typical minimum requirements you need in order to secure a loan for a used vehicle, even with bad or no credit. What You Need for a Used Car Loan If Your Credit Isn’t Strong Is your credit score below 600? … Read More

Where Can I Find Bad Credit Car Loans in Arizona?

Where do you turn if you need to find financing for a used car in Arizona, but have been turned down for a loan from the big dealerships in Tempe, Mesa, Scottsdale, or Phoenix? Where can you go to find bad credit car loans in Arizona? The first things you need to consider is why were you turned down previously? Most likely, you were turned down for a car loan because of a bad or low credit score – possibly you have no credit whatsoever. If this is the case, that you have a bad credit score, but you have a job and a stable residence, you may be able to obtain bad credit auto financing in Mesa, from USA Auto – a buy here pay here dealership. What to Expect with Bad Credit Car Loans The first thing you need to do when considering bad credit car loans is … Read More